info@santanainsurance.com

(503) 393-2960
NEMT Insurance Specialists

NEMT Insurance That Meets
Medicaid Broker Requirements

Coverage designed for non-emergency medical transportation fleets — from single vehicles to 300+ vans. We know what MTM, Modivcare, and AHCCCS require. Let's get you compliant fast.

Call Now Request Online Quote
NEMT Specialists Access to All Major Markets Fleets 1–300 Vehicles

Get a Quick Quote

Six questions. No hassle. We'll take it from there.

Prefer to talk? Call Now

The Problem

Getting NEMT Insurance Shouldn't Be This Hard

Most insurance agents don't understand NEMT. They don't know the difference between MTM and Modivcare. They don't know what passenger loading coverage means, or why your auto liability limits have to hit a specific threshold to satisfy your broker contract.

So you end up with the wrong policy, lose time chasing compliance, or pay for coverage that doesn't actually qualify you.

Agents Who Don't Know NEMT

Generic insurance brokers lack the specialized knowledge Medicaid transportation operations require.

Wrong Coverage, Failed Audits

Getting a policy that looks right but doesn't meet broker-specific requirements can cost you your contract.

Slow, Complicated Processes

Long forms, document requests, and agents who need to "look into it" slow down your operation.

The Solution

We Specialize in NEMT. That's the Difference.

Santana Insurance works with NEMT fleets across the country. We know the coverage structures Medicaid transportation brokers require — and we have access to every market in the game to find you the right policy at the right price. You don't have to explain your business to us. We already get it.

Deep NEMT Experience

We work with fleets from single-vehicle operators to 300+ van companies. This is our specialty, not a side product.

We Know Your Brokers

Familiar with MTM, Modivcare, AHCCCS, and the specific coverage requirements each one demands.

Access to All Markets

We shop every major carrier so you get compliant coverage at a competitive rate — not just what one company offers.

Fast Quote Process

Most accounts start with a quick call. No long forms, no complicated intake — just a quick conversation.

Call Now
Who We Serve

Built for NEMT Operators Like You

Whether you're launching your first vehicle or managing a full fleet, we understand the coverage requirements that come with running a Medicaid-funded transportation operation.

  • Non-emergency medical transportation companies
  • Medicaid transportation providers
  • Startups entering the NEMT industry
  • Fleets from 1 to 300 vehicles
  • Arizona operators contracting with AHCCCS brokers
Get a Quick Quote
NEMT driver assisting wheelchair passenger into medical transport van
Coverage Expertise

We Know What Your Broker Requires

NEMT operators must meet strict coverage requirements set by Medicaid transportation brokers. We work with fleets contracting through MTM, Modivcare, and AHCCCS — and we know exactly what they need.

Commercial Auto Liability ($500K–$2M+)
Passenger Loading & Unloading Coverage
Abuse & Molestation Coverage
Cyber Liability
State-Specific Liability Requirements
General Liability

We don't just sell you a policy — we make sure it actually qualifies you.

Get a Quick Quote
The Process

Getting Covered Takes One Phone Call

We keep it simple. No long intake forms. No chasing documents. Just a quick conversation and we handle the rest.

1

Call or Request a Quote

Reach out by phone or fill out the short form. No documents, no policy history needed to get started.

2

Quick Conversation

We ask a few questions about your fleet and broker requirements. That's all we need.

3

We Handle the Rest

We shop the markets, find compliant coverage options, and present them to you clearly. We do the heavy lifting.

Call Now
What Clients Say

NEMT Operators Trust Santana Insurance

4.8
Google Rating
36 Reviews
5 / 5
Facebook
"They look for the best rates for the maximum coverage. They provide great service and always answer the phone."
— Michelle Lopez  ·  Google Review
"Fantastic. The best experience I've ever had with a commercial insurance agency in my 20 years running my own business."
— Amir Fatehi  ·  Google Review
"They have not only saved me some money but made sure my business is 100% covered. That is peace of mind."
— Mike Irons  ·  Google Review
Don't Wait

Don't Let Insurance Hold Up Your Contracts

Every day without the right coverage is a day you can't operate. Get compliant NEMT insurance fast — without the runaround. Talk to a specialist today.

Call Now Get a Quick Quote