Santana provides manufacturing business insurance to manufacturers across Salem, Keizer, and the rest of Oregon, from small specialty shops to multi-plant operations. We cover the risks that come with making things: product defects and recalls, machinery breakdown, employee injuries, supply chain disruption, and property damage.
From small custom shops to established production facilities, we provide business insurance for manufacturers operating across every sector in Oregon. No matter what you make, we can build a policy around how you make it.
Looking for small business manufacturing insurance? We work with one-person specialty shops and contract manufacturers, not just large facilities. Contact us and we'll find the right fit.
The right insurance for manufacturing business operations depends heavily on your products, equipment, and workforce size. Below are the coverages most Oregon manufacturers rely on.
Product liability is the most important coverage for manufacturers. It covers claims arising from product defects, design flaws, and inadequate warnings, including recalls and injury claims tied to something you made. Without it, a single recall or injury claim can be catastrophic for a manufacturing business of any size.
General liability insurance covers third-party injuries and property damage that happen at your facility, like a visitor getting hurt on-site. Generally speaking, it's a foundational policy for manufacturers, no matter what they produce.
Commercial property insurance protects your building, machinery, raw materials, and finished inventory from fire, theft, and certain weather events. For manufacturers, where equipment and inventory often represent significant capital investment, this coverage is critical.
Workers' compensation covers medical costs and lost wages if an employee is injured on the job. Manufacturing environments carry higher injury risk than many industries, and Oregon requires this coverage for most employers with at least one employee.
Equipment breakdown coverage helps pay for repair or replacement costs when machinery fails due to mechanical or electrical issues. For manufacturers, a single piece of broken equipment can halt production, making this coverage especially important.
Business interruption insurance covers lost income and ongoing expenses if a covered event, like a fire or major equipment failure, forces your facility to shut down temporarily. It helps keep your operation going while you get back up and running.
Inland marine and cargo insurance covers goods, materials, and equipment while they're in transit between locations, whether that's raw materials coming in or finished products going out. For manufacturers that ship products or move equipment between sites, this fills a gap that standard property insurance doesn't cover.
As an independent agency, we're not tied to one carrier's products. We shop across multiple insurers to find business insurance for manufacturers, including specialty product liability markets, that fit your operation and your budget.
We know Oregon's workers' compensation rules and OSHA requirements, and how they apply to manufacturing operations. That local knowledge shapes every policy we write.
From owner-operated shops to multi-plant facilities, we build policies that scale with your business. Your coverage grows as your operation does.
We specialize in small manufacturing business insurance as well as larger operations, so a one-person shop gets the same attention as a multi-plant facility.
Our team has worked with Oregon manufacturers in food, metal, and contract production for years, helping owners find coverage that matches how they actually operate.
Share some basic details, like your products, facility, employees, and equipment. This gives us what we need to start finding the right coverage.
Your agent reviews quotes across multiple insurers, including specialty product liability markets, to find coverage that fits your operation and your budget.
Review your options, ask questions, and bind your policy once you're ready. Most manufacturers receive their initial quote within 1-2 business days. For complex risk profiles or specialty product lines, we'll keep you updated on timing as carriers underwrite the policy.
"They look for the best rates for the maximum coverage. They provide great service and always answer the phone."
"Fantastic. The best experience I've ever had with a commercial insurance agency in my 20 years running my own business."
"They have not only saved me some money but made sure my business is 100% covered. That is peace of mind."
Common questions from Oregon manufacturers about product liability, coverage requirements, and how to get the right policy for your operation.
Call NowOperating a manufacturing business in Oregon without the right coverage exposes your products, equipment, and workforce to real financial risk. Our licensed Salem agents will build a policy that protects your operation without overpaying.