Santana provides insurance for farms and agriculture businesses across Oregon, from small family operations in the Willamette Valley to multi-acre commercial farms throughout Marion County. We cover the risks that come with working the land: weather-related crop loss, livestock injury or disease, equipment breakdown, farm vehicle accidents, and liability from visitors or hired workers.
Whether you need insurance for a small family farm or a large commercial agriculture operation, we work with farms of every size across Oregon.
From the Willamette Valley to Eastern Oregon, we understand the differences in farming regions and tailor coverage accordingly. Contact us and we'll find the right policy for your land and operation.
The right insurance for an agriculture business depends on what you produce. Below are the coverages that most Oregon farms and ag operations rely on.
Farm property insurance covers your buildings, barns, silos, and other structures from fire, storm damage, and other covered losses. For farms with significant infrastructure investment, this coverage protects the foundation of your operation.
Livestock insurance covers the loss of animals due to disease, injury, theft, or certain other covered events. For operations where livestock represent your most significant asset, this coverage is essential.
Crop insurance helps protect against losses from weather events, disease, and other covered perils. For Oregon farms dealing with unpredictable weather, this coverage can make the difference between a tough season and a devastating one.
Farm liability insurance covers third-party injuries to visitors, which standard property policies don't typically include. With the growth of agritourism, U-pick operations, farm stands, and wedding venues on Oregon farms, this coverage has become more important.
Farm equipment and inland marine coverage protects your tractors, harvesters, and other machinery, including equipment that moves between fields or job sites. For farms relying on expensive equipment to operate, this coverage helps you recover quickly from a breakdown or loss.
Farm auto insurance covers vehicles used for farm business, like trucks and other vehicles that haul equipment, livestock, or supplies. Personal auto policies typically don't extend to this kind of use, so dedicated coverage closes that exposure.
Workers' compensation covers medical costs and lost wages if hired farm labor is injured on the job. Oregon requires this coverage for most employers with at least one employee, including seasonal and part-time farm workers.
As an independent agency, we have access to multiple specialty farm carriers, not just one provider. We shop across the market to find coverage that fits your land, livestock, and equipment.
We understand the differences between Willamette Valley row crops, Eastern Oregon cattle ranches, and coastal dairy operations. That local knowledge shapes every policy we write.
From hobby farms to multi-acre commercial operations, we build policies that scale with your business. Your coverage grows as your operation does.
We're built specifically around the realities of Oregon farming, not a generic policy template applied to a farm. Our team has worked with Oregon farmers and ranchers across crop, livestock, and specialty operations for years.
Share some basic details, like your land size, what you grow or raise, equipment, and hired help. This gives us what we need to start finding the right coverage.
Your agent reviews quotes from multiple farm specialty insurers to find coverage that fits your operation and your budget.
Review your policy and bind coverage once you're ready. Farm policies often involve multiple coverages working together. We'll walk you through every layer so you understand exactly what's protected and what's not, before you commit.
"They look for the best rates for the maximum coverage. They provide great service and always answer the phone."
"Fantastic. The best experience I've ever had with a commercial insurance agency in my 20 years running my own business."
"They have not only saved me some money but made sure my business is 100% covered. That is peace of mind."
Common questions from Oregon farmers and ranchers about coverage types, requirements, and what to expect when getting a farm insurance policy.
Call NowRunning a farm or agriculture business in Oregon means daily exposure to weather, equipment, livestock, and liability risks that standard policies don't cover. Our licensed Salem agents will find the policy that protects your land and your livelihood without overpaying.